Payments

Manage payments and transfers on your account
Netbank enables you to build your own payment services on our account infrastructure. You can focus on your core business while our Payment APIs handle the processing of your customers' payments.

TRANSFER FUNDS
ACH Access
Automated access to the interbank payment networks
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Immediate transactions between Netbank bank accounts
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Batch process transactions, initiated by clients or by API (Peso-net)
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Immediate transactions, initiated by clients and by API (Instapay)
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Dedicated ‘tracking’ accounts
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Data for reconciliation and matching of payments

CARD ACCEPTANCE AND WITHDRAWAL
Visa member (application in process), BIN Sponsor
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Joining Bancnet also, allowing ATM Cards
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Able to issue pre-paid and debit cards
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Integrating with cash-in and cash-out channels (Cebuana, LBC, etc). Allows clients to initiate payments via mobile app or API

SPEND SIMPLY
Payment Channels
Provide ATM machines in 3rd party locations, allowing Cash-out, balance enquiry
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Provide ‘desk-top ATMs’ that allow card present acceptance, allowing:
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Cash withdrawal / balance enquiry (Netbank and other domestic accounts)
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Payments via debit cards for goods and services
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Bill payment from cards

CASH SERVICES
Cards and Cash Channels
Simplify clients use of funds by providing electronic tools
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Pay for goods using QR Code
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Pay utility bills (water bills, electricity bills, cable, internet, etc.). >150 biller partners, >1000 types of bill
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Top-up pre-paid mobile phone (all networks), via mobile interface
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Pay loans of other banks, buy insurance, pay taxes, pay Pag-IBIG contributions, buy gifts, send groceries, Buy gaming credits, etc.