Payments

netbank_web_prod_payments.jpg

Manage payments and transfers on your account

Netbank enables you to build your own payment services on our account infrastructure. You can focus on your core business while our Payment APIs handle the processing of your customers' payments.

noun_transfer money_3593222.png

TRANSFER FUNDS

ACH Access

Automated access to the interbank payment networks 

Immediate transactions between Netbank bank accounts

Batch process transactions, initiated by clients or by API (Peso-net)

Immediate transactions, initiated by clients and by API (Instapay)

Dedicated ‘tracking’ accounts

Data for reconciliation and matching of payments

noun_mobile credit card_2299688.png

CARD ACCEPTANCE AND WITHDRAWAL

Visa member (application in process), BIN Sponsor 

Joining Bancnet also, allowing ATM Cards

Able to issue pre-paid and debit cards

Integrating with cash-in and cash-out channels (Cebuana, LBC, etc). Allows clients to initiate payments via mobile app or API

noun_ATM_241098.png

SPEND SIMPLY
Payment Channels

Provide ATM machines in 3rd party locations, allowing Cash-out, balance enquiry

Provide ‘desk-top ATMs’ that allow card present acceptance, allowing:

Cash withdrawal / balance enquiry (Netbank and other domestic accounts)

Payments via debit cards for goods and services

Bill payment from cards

noun_QR code Scan_3593217.png

CASH SERVICES

Cards and Cash Channels

Simplify clients use of funds by providing electronic tools

Pay for goods using QR Code

Pay utility bills (water bills, electricity bills, cable, internet, etc.). >150 biller partners, >1000 types of bill

Top-up pre-paid mobile phone (all networks), via mobile interface

Pay loans of other banks, buy insurance, pay taxes, pay Pag-IBIG contributions, buy gifts, send groceries, Buy gaming credits, etc.