Automated access to the interbank payment networks 

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Immediate transactions between Netbank bank accounts

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Batch process transactions, initiated by clients or by API (Peso-net)

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Immediate transactions, initiated by clients and by API (Instapay)

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Dedicated ‘tracking’ accounts

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Data for reconciliation and matching of payments

Visa member (application in process), BIN Sponsor 

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Joining Bancnet also, allowing ATM Cards

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Able to issue pre-paid and debit cards

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Integrating with cash-in and cash-out channels (Cebuana, LBC, etc). Allows clients to initiate payments via mobile app or API

Provide ATM machines in 3rd party locations, allowing Cash-out, balance enquiry

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Provide ‘desk-top ATMs’ that allow card present acceptance, allowing:

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Cash withdrawal / balance enquiry (Netbank and other domestic accounts)

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Payments via debit cards for goods and services

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Bill payment from cards

Simplify clients use of funds by providing electronic tools

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Pay for goods using QR Code

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Pay utility bills (water bills, electricity bills, cable, internet, etc.). >150 biller partners, >1000 types of bill

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Top-up pre-paid mobile phone (all networks), via mobile interface

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Pay loans of other banks, buy insurance, pay taxes, pay Pag-IBIG contributions, buy gifts, send groceries, Buy gaming credits, etc.