Hold
Flexible Account Types
Open loan or savings accounts for
you or your clients
Fund your clients
(Loans)
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Your product design, your branding
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Funding provided by Netbank’s balance sheet
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Short-term loans, long-term loans
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Advice on loan product design and risk mitigation tools
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Flexible interest schemes, up-front interest
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Range of penalty schemes
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Restructuring options
Simplify transactions
(Transaction accounts)
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Simple transactions, simple interfaces, multiple channels – all in your control
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Transaction accounts opened via API, or mobile app
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Straight-through processing
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Accounts grouped by partner, by function with consolidated reporting
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E-Wallets or regulated accounts
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Opened via API, bulk upload, mobile app or manual entry
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Managed via dedicated front-end or via API
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Client control or joint control
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Flexible account opening
Give interest
(Time Deposits)
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Your branding, your clients earn
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Range of savings products, incl fixed / variable term deposits
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Pay above market interest rates
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Simple / compelling interest rate designs
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Creative interest and benefits
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3 month, 6 month, 12 month
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Flexible designs (Roll-over interest, pay-out interest, etc.)
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Accounts opened under BIN Sponsorship
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Client tracking accounts for eCommerce, lenders
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Joint control accounts to reduce credit risk
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Collection accounts for local and international payments
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Settlement accounts for specialist payment flows